Bond Investing For Beginners

A bond is simple a loan, simple as that. When you purchase a bond you are buying an agreement to loan someone money for a period of time at a certain interest rate. If you purchase a bond on the bond exchange you are buying someone else’s agreement for a loan from them. The bond market tends to move opposite from the stock market. When interest rates get high many businesses won’t borrow money to make the company better...

What Are The Safest Investments?

If you want safe investments, then you have a number of choices. Obviously the safest of all is a savings account, but most people want a better interest rate than that. The next step up from a savings account is a bond, and if you go this route, the safest are government and municipal bonds. Bonds are simply long term debt that the company owes you, and they have to pay you back the money you originally loaned them, plus...

Tax Free Municipal Bonds Or Taxable Bonds?

If you’ve been a diligent saver and maxed out your 401k at work and Roth IRA at home, congratulations!  You’re well on your way to a comfortable retirement.  But what if you still have money to invest?  One of the more difficult questions to answer when it comes to taxable investing is whether you should reshuffle your tax-advantaged accounts to make more room for tax-inefficient bond funds or to go with tax...

Beginner Investing: Bonds

Have you been giving some thought to investing your hard earned money but do not know which investment vehicle you want to put it into? Investing in bonds is a very safe solution to getting a return on the money that you invest. If you’re a beginner investing in bonds there are some things that will be helpful for you to know before you invest your money in bonds. Investments can be very complicated for someone who is...