Roth IRA Benefits Compared to a Traditional IRA

Retirement should not be a scary time in a person’s career. Making the right investments early on in your working life can take the stress out of planning your financial future. One type of investment vehicle to consider is a Roth IRA, as they can be perfect for young investors who don’t have a 401k with their company and aren’t currently taxed at a high rate. The following is a brief explanation of these types of...

Tax Free Municipal Bonds Or Taxable Bonds?

If you’ve been a diligent saver and maxed out your 401k at work and Roth IRA at home, congratulations!  You’re well on your way to a comfortable retirement.  But what if you still have money to invest?  One of the more difficult questions to answer when it comes to taxable investing is whether you should reshuffle your tax-advantaged accounts to make more room for tax-inefficient bond funds or to go with tax...

Beginner Investing Hosts The Investing Carnival

We’re so happy to host the first edition of The Investing Carnival. We have some really interesting and informative posts for you to read so get comfy and dig right in. This first post will explain the 401k rules that you need to be aware of before borrowing from your account. There’s lots of good points to consider in this article and it’s one that everyone should read before taking such a drastic move. Ty...

Beginner Investing: Mutual Funds

A mutual fund is simply a pool of money compiled and managed by an investment team. This team is usually centered on the fund manager. The mutual fund is under strict guidelines by the Securities Exchange Commission (SEC). However, because of the strict trading rules the SEC allows them to be open to the average investor and included in retirement accounts like a 401k because they won’t be overly risky with your...