Beginner Investing » investment strategies

Beginner Investing for Income

joanne — Mon, 28 Dec 2009 23:55:31 +0000

Fresh, easy-to-understand insights into maximizing income while lowering risk. Investing for Income demonstrates the convincing reasons that bond funds are the nearly perfect investment. For the millions of investors who dream of earning high returns without subjecting themselves to stock market risks, this is the ideal book.

Using clear, concise language, it demystifies the bond market, from the basics of fixed income investing through more advanced investment strategies, and return and risk analysis. For ease of use, it lists top bond funds by category and covers how to assess a fund’s management team and select a fund. It also shows investors how to build a strong bond portfolio that complements stock and stock fund holdings.

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Investing In An Uncertain Economy

joanne — Sun, 27 Dec 2009 14:02:26 +0000

Want to make the right investment decisions in an uncertain market? This concise, practical guide gives you smart, actionable strategies for saving your money and meeting both your short- and long-term financial goals. You’ll see how to safely accumulate wealth, consolidate and protect gains, and make the best investment allocations in troubling times.

*Get your finances in shape — manage debt, assess your insurance, improve your credit score, and create a safety net
*Understand investment vehicles and accounts — from money markets and annuities to mutual and exchange-traded funds to stocks, bonds, commodities, IRAs, and more
*Make effective asset allocation decisions — know your risk tolerance, diversify your holdings, and rebalance your assets
*Save for retirement — provide for potential long-term care expenses, allocate your assets, and minimize your portfolio risk
*Live on your investment earnings — make Social Security work for you, get the most from your pension, take stock of your IRAs, use your taxable investments, and more
*Take care of others — help adult children or elderly parents with large expenses and see how to preserve your assets to pass on to your heirs

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Tags: economy, Financial, Investing, investment strategies, investor, personal finance, volatile markets

Dividend Reinvestment Program

joanne — Fri, 06 Nov 2009 21:35:08 +0000

Investing in the stock market is a subject of intense curiosity for a huge percentage of wage earners. The images of the flurry of activity at stock exchanges, and the stories about day traders raking it in, are appealing for those who want to be able to provide a better lifestyle for themselves and their families into the future.
However the truth of it is that for the great majority of investors, any gains on the share market will have to be made by sensibly choosing a balanced portfolio and letting it grow over time. The good news is that there are plenty of relatively safe investment strategies that are very likely to offer a reasonable return on your money over a long enough period! One of the less well known options that is worth pursuing if you are interested in developing a long term strategy is a Dividend Reinvestment Program, or DRIP.

A DRIP is a program run in-house by a publicly listed company. They are often offered to employees of the company, but they are also open to external investors who can meet the companies minimum share threshold to participate – usually this threshold is quite low.

The benefit of DRIP investment is that you can start with a very low volume of shares, and gradually increase your shares over time. You usually set a fixed cash amount that you will use every month to buy more shares, and this can be set up to be automatically deducted from your bank account – in essence, it is a forced savings system. The strength of a DRIP lies in the fact that any dividends paid by the company on your shares are automatically reinvested, and this has a compounding effect on your number of shares over time. Many companies also offer shares to participants in the program at a reduced rate, and of course you pay no brokers fees if dealing directly with the company!

Although it might not suit day traders out for short term gain, a DRIP is a great tool to have in your arsenal when building a long term portfolio.

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Tags: balanced portfolio, day traders, dividend reinvestment program, dividends, Investing, investing in the stock market, investment strategies, investor, money, Stock, stock exchanges, stock market

Beginner Investing » investment strategies

Beginner Investing for Income

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