What Beginner Investors Should Know About Commodit...

Anybody who is minimally knowledgeable about investing knows something about the principle of diversification.  Diversification is spreading your investment among several different entities to protect your money—much like following the old adage, “Don’t put all of your eggs in one basket.” Commodity mutual funds allow you to diversify and reduce your potential risk. What Is a Commodity Mutual Fund? Commodities...

Beginner Investing: Mutual Funds

A mutual fund is simply a pool of money compiled and managed by an investment team. This team is usually centered on the fund manager. The mutual fund is under strict guidelines by the Securities Exchange Commission (SEC). However, because of the strict trading rules the SEC allows them to be open to the average investor and included in retirement accounts like a 401k because they won’t be overly risky with your...