What Are The Safest Investments?

If you want safe investments, then you have a number of choices. Obviously the safest of all is a savings account, but most people want a better interest rate than that. The next step up from a savings account is a bond, and if you go this route, the safest are government and municipal bonds. Bonds are simply long term debt that the company owes you, and they have to pay you back the money you originally loaned them, plus...

Tax Free Municipal Bonds Or Taxable Bonds?

If you’ve been a diligent saver and maxed out your 401k at work and Roth IRA at home, congratulations!  You’re well on your way to a comfortable retirement.  But what if you still have money to invest?  One of the more difficult questions to answer when it comes to taxable investing is whether you should reshuffle your tax-advantaged accounts to make more room for tax-inefficient bond funds or to go with tax...